Commercial Insurance for Steel Erection Companies?
I am trying to get General Liability insurance as a Long time Steel Erection Company. I am tired of companies like Dallas National. Does anyone know of any other companies that will write my business insurance? I know steel erection is risky
Well, there aren’t a lot. Have you tried the big agencies?? Marsh, USI, etc? Or you can find a local agent that represents Travelers or Zurich – both of them have dedicated construction departments. Have five years currently valued loss runs for all lines available. If your loss ratio is over 75%, you’re going to be really hard to place, and Travelers & Zurich will likely shoot you down.
Marsh has a $75,000 minimum premium, USI $50,000, Travelers & Zurich $100,000 excluding comp. But if you’re that big, and that long term, it’s probably not going to be an issue with you.
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